Avoiding Lottery Scam Emails
In recent times, lottery scam emails have become increasingly clever, as well as a lot more common. Indeed, lottery scam emails are nothing new, but they are becoming a lot more widespread as technology progresses and an increasing number of people gain access to the internet.
As it goes, emails are quite easy to forge; they can appear to come from an official sounding source, which can often lead unsuspecting recipients to appear far more trustworthy than they should be. A typical lottery scam email informs the recipient that they have won a major prize and then requests that the "winner" takes a number of steps to claim it. As such, one of the steps will be to claim the prize, and then arranging for it to be transferred to the winner's bank account.
The scam procedure for a prize transfer involves the recipient being asked to pay a handling fee so that their prize can be deposited into the bank account of the winner. This fee is often a sizeable amount of four figures or more; however, because the reader thinks they have won millions, and they are dealing with an official organisation, they are often willing to pay this sum. Of course, as soon as the handling fee has been paid, the scam is complete and the unsuspecting lottery winner has unfortunately lost a substantial amount of money.
However, there are some lottery scam warnings to look out for, which can prove very useful in helping lottery players avoid being duped:
* First, always remember that you can only win a lottery game that you have actually entered. If you can't remember entering a lottery that an email says you have won, consider this to be a big red flag; someone is probably trying to scam you.
* Next, always look at the name of the lottery that the email is purported to represent. Scam emails often name lottery organisations that don't exist in the real world, as is the case in a UK International Lottery scam. Therefore, if the lottery doesn't exist, you can be sure the email is also a fake.
* Finally, be sure to note that no genuine lottery game will ever ask you to pay any handling fee in order to claim a prize. So, if you get a scam email (or letter, or phone call) asking you for money because you're a "winner", either ignore it or report it to the authorities.
Although you can't stop lottery scam emails from arriving in your inboxes, the good news is that from looking out for the specific lottery scam warnings, you can avoid getting caught out by them.
To be forewarned is to be forearmed, so by paying attention to the latest scam developments, you will be in the best possible position to stay safe in what is becoming an increasingly deceptive online world.
Overview of BRC Global Standards for Food Safety
Global Food Safety Initiative (GFSI)
The Global Standard for Food Safety was the first standard to be approved by the GFSI as part of their process for mutual recognition of food safety standards and continues to be the most widely used of the GFSI standards with over 10,000 certificated sites worldwide. Under the global standard entire food and related industry is divided in 4 parts and standards are published by BRC as below.
The Global Standard for Food
The global standard for food issue 6 was released by BRC in 2011.
The Global Standard for Food Safety was first developed in 1998 by the food service industry to enable suppliers to be audited by third party Certification Bodies against a single consistent standard, reducing duplication of effort and enabling the retail industry to focus activities on areas of competitive advantage. Built on the principles of clear risk based requirements, informative report format and auditor competence, the Standard has continued to develop and evolve with input from a wider base of international stakeholders including retailers, caterers, food manufacturers and Certification Bodies.
The Standard is closely managed by the BRC who license the use of the Standard to Certification Bodies who must be both accredited by their national Accreditation Body and abide by strict BRC requirements for auditor competency, reporting and performance.
The latest edition features a number of innovations, including:
* Optional unannounced audits have been introduced for companies gaining certification grade A or B
* More guidance on implementing HACCP based on Codex Alimentations principles
* Greater emphasis on senior management demonstrating their commitment to the aim of achieving product quality and safety and to ensuring corrective action for non-conformities is undertaken
* Expanded sections on issues of major importance, such as allergens and identity preserved materials, laboratory management, and physical and chemical contamination control
* A more rigorous grading system for grades B, C and D has been introduced with a re-visit by the Certification Body required within 28 days to verify corrective actions for grade C as well as audit frequency reduced to 6 months
* Revision of product categories that focus on product technologies that are now cross referenced with fields of audit pertinent to auditor requirements
* A new section has been introduced on site security requiring controlled access and training of staff, secure storage of materials and registration and approval of premises.
The Global Standard for Packaging and Packaging Materials
Originally created to establish a Standard for the suppliers of packaging and packaging materials for the food industry, this Standard is now a leading global Standard adopted by major retailers, manufacturers and packaging businesses around the world and is equally applicable to non-food packaging producers. Certification to the Standard verifies technical performance, aids manufacturers' fulfillment of legal obligations and helps provide protection to the consumer.
The latest edition features a number of innovations, including:
* Extended scope to cover non-food packaging producers
* The audit frequency established at 12 month intervals, with 6 months for suppliers receiving 3 or more major non-conformities
* Requirements for auditors included in the Standard to allow companies to verify auditor qualifications
* Greater emphasis on senior management demonstrating their commitment to the aim of achieving product quality and safety and to ensuring that corrective action for non-conformities is undertaken
* Hazard and risk management has been comprehensively reviewed to provide greater guidance to certification bodies and producers
* Expanded sections on issues of major importance, such as site security, product design and development and control of In-line testing equipment
The Global Standard for Consumer Products
Meeting the requirements of the 'BRC Global Standard - Consumer Products: Issue 2' ensures best practice standards are developed, implemented and maintained for manufacturers and assembly packers of consumer products.
Manufacturing and assembly packing companies can be certified against this Standard to demonstrate their competence in maintaining product safety, legality and integrity.
The requirements in the Standard are designed to:
* Satisfy the legal requirement to demonstrate compliance with EU General Product Safety Directive 2005 and 'due diligence'
* The supplier assesses their product risk using the guidelines supplied in the Standard. The product level is then verified by a Certification Body and/or customer. The supplier is evaluated against the requirements for that risk level. This is a unique concept in Standards.
* The Standard has been written to address the requirements in relation to potential of the product to cause harm to the Consumer
* The product risk has been categorized into four levels. Levels are based on product risk to the consumer and each has its own unique set of requirements
* Recommendations have been removed completely or incorporated into the requirements
* For ease of use each set of requirements is held in a different chapter in the Standard. This approach makes the certification process easier for both manufacturers and certification bodies. This is the only Standard of its type.
The Standard is applicable to the manufacture of a great many non-food products including greetings cards, DIY products (e.g. paints, power tools, nails and hammers), home wares, white goods, and non-prescription pharmaceuticals.
The Global Standard for Storage and Distribution
Meeting the requirements of the BRC Storage and Distribution Standard ensures best practice standards are developed, implemented and maintained for any organization involved in the storage and/or distribution of goods.
Storage and distributor companies can be certified against this Standard to demonstrate their competence in maintaining product safety and integrity. The Standard is equally relevant to companies storing and/or distributing food, consumer goods and packaging. This Standard is applicable to all forms of transportation.
Storage and distribution is the link between all stages of the product supply chain and retail. The introduction and the implementation of this Standard represent the efforts made to ensure product safety and integrity through the supply chain.
The Standard contains separate modules for the different sectors within the supply chain, namely storage, distribution, wholesaling and contracted specialist services offered by storage companies such as:
* Product Inspection/Sorting
* Contract Packing (Repacking, Assembly Packing)
* Quantity Control Inspection
* Contract Chilling/Freezing/Defrost Operations
EU Regulations (No. 178/2002, No. 852/2004) legally oblige food storage and distribution companies to ensure systems are in place to supply safe and legal products.
A Review Of Teeth Whitening Products
Many people now regard teeth whitening products as one of life's necessities, it has become so important to them to have white teeth. There has been a massive boost to the sales of teeth whitening products because people think that they need whiter teeth for their self-confidence or their jobs.
There are essentially two ways of getting whiter teeth: professional or home whitening.
Professional Whitening: this necessitates a trip to the dentist or other dental hygienist. Most dental experts endorse only one product, so it is better to pick the product rather than the dentist, if you have a preference for one whitening system over another.
A professional teeth whitening session will begin with an inspection of your teeth, as any corrective work will have to be carried out first. Then the plaque will be scraped off and your teeth will be polished. At this point, you and your dentist will be able to determine how much whiter your teeth should be. The colour of your teeth will be compared to a chart and the shade will be noted for comparison later. They may even take a photograph.
The actual teeth whitening sitting usually lasts an hour, during which you can watch TV or listen to music. The results will be visible after the hour. The cost is very much higher than any other form of teeth whitening
Home or DIY Whitening: there are dozens of home teeth whitening products on the market which are intended for use at home without professional guidance. Because of this, DIY products tend to be weaker than professional ones and so they take longer to achieve the same result.
DIY whitening is an on-going process, but you will need to read the directions that come with the product to find out what you have to do. As a rule, you may have to whiten your teeth for one week every month.
There are also conventional home remedies such as bicarbonate of soda and lemon juice, which has very similar results, but you would have to use them once or twice every week to maintain your teeths' colouration.
When purchasing products for home use, be sure to look at the contents. If you do not know what the names mean, look them up on the Internet before buying. Linked with the ingredients is the strength of those ingredients. For instance, a product label may state than hydrogen peroxide makes up 60% of the product. You could look up hydrogen peroxide and see if there are any warnings about using concentrations over 50%.
If you go for a professional treatment session, take note of how well you are treated. Are you satisfied? Did they ring you up a few days later to see if there were any complications? If you are not completely satisfied, maybe you should try home remedies next time
If you use a DIY product, do they have a good website? Does it tell you a lot bout the product's ingredients? Are the directions complete and simple to follow? Is there a helpline? Again, if you feel uncomfortable for any reason, try another product.
The Antivirus Industry
Most computer enthusiasts in the United States have heard of the foremost American antivirus manufacturers. Producers such as Symantec, McAfee, Computer Associates, and Trend Micro. These organizations have a market leading presence in the United States. Microsoft, too, has plans to become a major player in this enormous growth industry.
In fact, Microsoft bought intellectual property and technology rights from GeCad software in 2003, a company based in Bucharest, Romania. They also acquired Pelican Software, which had a behaviour based security product, as well as the Giant Company Software for spyware and Sybari Software, which managed virus, spam, and phishing filtering.
A great deal of discussion centered on whether Microsoft would end up in a dominant position in the antivirus market by merely bundling its newly acquired software technologies up with its Windows operating systems at no cost. This is a comparable technique that has been applied in other markets such as word processing and Internet browsers. In fact, this is exactly what did happen. Microsoft has come out with a free product called Microsoft Security Essentials.
It is too soon for me to advise whether MS Security Essentials is a world-class antivirus product, but it is not free to everyone. Microsoft has been battling Windows piracy for a while now with its Windows Genuine Advantage sneaky download and sure enough, this new product from Microsoft will only work on Windows systems and even then, only with operating systems that pass the Windows Genuine Advantage test. (Please click the link at the bottom the page to find out more).
There is nothing wrong with that per se, but it does mean that hardly anyone in the Third World will be able to make use of it, because a pirated operating system comes bundled with every computer that I have ever seen in Asia and probably elsewhere too. People save for years in order to afford a computer and the last thing they worry about when they plug it in is whether the operating system is genuine or not.
Of course there is a number of other antivirus manufacturers prominent in this market. There are many companies with great market presence in other countries that are starting to become more widely recognized. These vendors include GriSoft from the Czech Republic, Sophos from the United Kingdom, Panda Software from Spain, Kaspersky from Russia, SoftWin from Romania, F-Secure from Finland, Norman from Norway, Arcabit from Poland, VirusBuster from Hungary, Nod from Thailand and AhnLab from South Korea.
It is not yet apparent where the industry is heading and everyone in this market is confronted by a swiftly changing landscape. The amount of effort necessary to discover and deliver updates for new viruses is quite staggering. Malicious programs are getting more and more complex and the quantity of them is increasing.
Many companies may find themselves without the capital to equal the hard work of those truly determined to create chaos. The antivirus companies are receiving hundreds of new examples of viruses a day! What is more, the new viruses are getting "cleverer" in that they spread themselves quickly and they often hide themselves too. Some are even intelligent enough to move around in a system by renaming themselves in an effort to make it hard to remove them.
Adding Security to Consumer Products
Production and assemble manufacturing plants that ship large quantities of products and raw materials to storage warehouses and retail back room storage areas often have to bundle their goods together to ensure that the freight doesn't shift or move during shipping.
These companies rely on heat shrink tubing to wrap their products in plastic wrap. The plastic wrap comes in tubes of yards of the plastic film material that is then unraveled as it is wrapped around a pallet of products awaiting shipment to retailers and warehouses.
To make sure that the plastic wrap is tightly sealed to prevent any movement inside the wrapped load it is heated using a heat gun that looks a little like a hair dryer with a lot more heat packed inside the coils. The plastic film is then shrunk by the heat gun forming an air tight seal over whatever the plastic film from the heat shrink tubing is applied to.
In almost every manufacturing plant in the world there is a need and use for heat shrink tubing. Consumer products are especially prone to the uses of heat shrink tubing. Anyone that has ever purchased and compact disc or DVD knows that there is a protective plastic film wrapped around the outside of the case to prevent theft of the disc inside.
There are also security stickers tapping the cases closed underneath the plastic wrap. Both of these preventative security measures are taken to ensure that the consumer purchasing the finished compact disc or DVD will get what they paid for.
The plastic film containing the CD or DVD has been heat shrunk using heat shrink plastic. The case holding the electronic disc is placed inside a sleeve of plastic film that is typically open on one side or may be two separate sheets of plastic film depending upon the equipment being used. Once inserted the film is cut and sealed using a bag sealer that incorporates a heated wire that essentially melts the two open ends of the plastic film together sealing the contents inside. The left over air inside the sealed plastic heat shrink tubing is then subjected to a heat gun and shrunk under the heat to tightly seal in the contents.
Sometimes stacks of sealed CDs and DVDs undergo another round of heat shrink tubing to package them together in bundles for shipping. The process of wrapping and sealing heat shrink tubing assures the consumer that the end product they are buying has not been tampered with and comes directly from the producer.
How Consumer Protection Attorneys Present Guidance
For the average consumer there may never be an occasion in which they will need to seek help from consumer protection attorneys. Persons that have to be legally represented have often been dealt with in an unfair manner by a company. Each state carries their own set of laws made to protect their citizens.
The Lemon Law is in most states and it may vary from one state to another. This law is meant to give consumers coverage in case a vehicle is knowing sold with issues or if the car breaks down within a certain amount of time and needs to be repaired or replaced. It is up to the company to make things right. If a person is unable to get compensation, this is where consumer protection attorneys are up for the job.
Those that have been scammed may also seek the services of a consumer protection attorney. As the internet grows, the amount of scams also grow. Investing online with someone that takes investments and uses it in an inappropriate manner would be another reason one needs the services of a lawyer.
Someone may look into using consumer protection attorneys when they are sold defective products. Merchandise that has malfunctioned is usually the reason. There are times where an item such as a stroller breaks or vehicles are too dangerous to be sued on the road due to being defective. People expect to be able to use their items for a certain period of time or that the merchandise is not too dangerous to use.
Those misled with false advertising may want to find legal assistance. Ads need to have certain things be evidenced as fact. The merchandise shown needs to work as represented. Detergents need to wash well, knives need to be sharp enough to slice, and with medications, the benefits and contraindications should be noted. It is also wrong to have hide fees.
Debt collectors are required to adhere to specific codes of behavior when attempting to collect. Even people that owe are offered protection under consumer laws. These codes also allow those in debt the rights to ask that they verify certain information.
Consumer protection attorneys work to make sure people are able to seek compensation when goods are sold deceptively or are just plain defective. This also gives protection for those treated unfairly by a company. Many hope to never need one, but it helps to understand consumer rights.
What's All The Fuss About Comparison Websites?
Price comparison websites seem to be all the rage at the moment, with regular advertisements across all media platforms. The question that many people continue to ask is; do they work and what, if any, are the benefits of using a price comparison website?
The answer to the question is; yes, price comparison websites do work! Why? Three simple reasons;
Time - A price comparison website saves you a lot of time and energy. Remember when you use to trawl the phone book, Google, or even the high-street for a particular product? Now you can visit a price comparison website and be done in a matter of minutes!
Money - This is one of the most important reasons why price comparison websites work - you save money. How? Instead of buying the first product you see at the first price you see, you can now search a price comparison website and check out all the stores selling your product, and see who offers the best price!
Choice - Another important factor is choice. Choice of what price to pay, what postage prices, and what product!
Philips LCD TV's
Philips LCD TV's are one of the leading brands of the best TV's available in the 21st Century. Whether you're interested in having a small LCD, or a huge 40+ inch TV, the answer is a Philips LCD.
...with Philips Flat Screen LCD TV's is the price. Head on over to your local store and you'll see exactly what I mean - the prices of these high quality TV's mean that it's difficult to consider purchasing unless you're rich! Thankfully, price comparison websites have come to the rescue and offer a service that instantly searches for the specific product you have entered, and returns with a list of all the stores who stock this product and at what price.
Now you can sort by price and quickly find the cheapest Philips Flat Screen LCD TV's! No more time-wasting, no more accepting the first TV you find at extremely high prices - now you can purchase the Philips Flat Screen LCD TV you've always wanted, at a price you never dreamed of, all thanks to a price comparison website!
Diet and Acne - The Alkaline Acid Balance
Copyright (c) 2013 www.acnepimplehelp.com
An alkaline or acidic diet has been linked to inflammation and skin appearance. A diet that creates acidity inside the body has very bad effects on the skin. The link between diet and acne has been researched in many medical studies. One of the conclusions was that an alkaline diet can help reduce acne and inflammation in general. The blood pH is around 7.1 which means that it is slightly alkaline. The body needs to keep its pH around this value. An acidic blood pH (or pH less than 7) can lead to a potentially life-threatening condition named acidosis. If the foods we ingest create too much acid ash, the body needs to remove minerals from bones and teeth in order to keep the blood pH at an optimum value. Losing these minerals can lead to acne and other health conditions that are related to a loss of essential minerals.
An alkaline diet (pH > 7) is not just about eating acidic or alkaline foods, but also about the body's ability to digest certain foods. Allergenic foods can create much more inflammation than other foods. This also depends on blood type and other particular genetic predispositions.
Synthetic medications usually leave an acidic ash behind which can create an acidity problem. This is why treating acne by using different medications is not always successful. What foods are acidic? There are some foods that can create acidity for virtually everybody. This happens because they have a very low pH. Those that suffer from acne should cut out these foods completely in order to get rid of this condition. Foods that are very acidic include: soft drinks, artificial sweeteners (especially aspartame), refined sugar, refined flour, berries, citrus fruits, milk and cheese. Sugary and salty products that contain preservatives create a lot of acidity because the body works a lot harder to process them. It is a good idea to give up all sugary and salty snacks if you suffer from acne.
An important note: the way the food is cooked can make it more alkaline or more acidic. Most cooked foods become more acidic, except tomatoes which are more alkaline when cooked. Also, meats can be acidic, but a person with a lot of stomach acid can digest them better.It is usually people with blood type O that can digest meats better than other blood types. The food that can't be properly digested can become very acidic inside the intestines and creates a number of digestive problems.
What foods are alkaline? Alkaline foods are mostly green vegetables and legumes. These green veggies are very rich in antioxidants, vitamins and minerals, which are essential for getting rid of acne. Try to eat at least one green salad per day, or make a delicious green smoothie every morning for a perfect breakfast. Juicing is also an option to getting more nutrients at once. Other alkaline foods include: avocados, raw honey, pineapple, chestnuts, millet, quinoa, goat cheese, almonds, ginger, grapes and sweet potato. Other anti-inflammatory foods that are a must for treating acne: Omega 3 fatty acids which can be found in fatty fish such as salmons or sardines.
How to keep an ideal alkaline-acid balance? Make sure that you check out the blood type diet that outlines which foods can create issues for a certain blood type. Also, analyze your dietary history and cut out any foods that give you digestive or allergy issues. It is ideal to eat something alkalizing first thing in the morning. This is the time when your body is detoxifying the most, so something alkalizing will be very beneficial.
Avoid any stimulants such as coffee, smoking, and even condiments. Stimulants tend to create inflammation which leads to more severe blemishes. There are also natural supplements that contain anti-oxidants which can reduce inflammation and improve your skin. People that don't consume fatty fish regularly should at least supplement with a good Omega 3 brand.
Tools to Help Detect Counterfeit Bills
Currency counterfeiting is a problem that can affect both business owners and managers, and the general public. No business wants to end up with a pile of counterfeit bills at the end of the day, just as honest citizens don't want to walk around with counterfeit bills in their wallets. Even though you may come upon a counterfeit bill or two accidentally, you may have a hard time explaining that to authorities if you happen to get caught using it to pay for something. And with so many business equipped with counterfeit bill detectors, that possibility is increasingly likely. Businesses of all types and sizes who regularly exchange money with customers as part of their business are fighting back against counterfeiters with different counterfeit bill detector tools.
One tool that businesses use are counterfeit pens. A counterfeit pen resembles any normal writing pen, but is actually an effective counterfeit bill detector. A counterfeit pen is basically a counterfeit testing device to give an indication of whether a particular bill is legitimate or a counterfeit. With counterfeit pens, a store employee simply makes a small mark on the bill. Depending on the characteristics of the specific brand of pen, the mark will turn one color to indicate a good bill and another color to indicate a counterfeit bill. Counterfeit pens are relatively inexpensive and have the potential to save thousands of dollars over their lifetime. Even private consumers can carry around counterfeit pens to test the bills they get from banks, or as change from stores when purchases are made. It is a quick and inexpensive solution to getting stuck with counterfeit bills you definitely don't want.
If you own or run a busy retail store, a more substantial counterfeit bill detector may be a more efficient tool than just counterfeit pens. Some countertop counterfeit bill detectors use technology like infrared imaging and strong microprocessors to compare the images of the bill presented in the machine to images of good bills in the memory. This type of counterfeit bill detector will let you know right away if the bill is a counterfeit. Most counterfeit bill detectors won't take up a lot of space behind the counter, and are easy for employees to learn.
Another type of counterfeit bill detector uses a strong UV lamp to reveal the various security features that are hidden within the bills and aren't visible to the naked eye. These types of detectors are usually available in small, portable units or as a larger unit that attaches to the wall. Using one generally consists of flipping a switch and simply looking at the bill to see if it has the necessary marks.
Regardless of the type of counterfeit bill detector you end up using, it's a wise purchase that could pay big dividends down the road. The more counterfeit bills that are removed from circulation, the better it will be for everyone. Businesses will lose less money, consumers will avoid getting into trouble and the criminals will see their business suffer.
Safety Tips From The Consumer Product Safety Commission
The United States Consumer Product Safety Commission is a government agency that is charged with the job of protecting the consumer from injuries or death as the result of faulty consumer products. This agency has set up guidelines to ensure that products that you may want to purchase for your baby are safe. By doing a few simple checks you can provide your baby with the safest environment possible.
When purchasing a back carrier, there are several items that you should check to ensure that you have chosen a carrier that will be safe for your child. You should check to make sure that the style that you have chosen has a restraining strap to secure your child. You should also check the leg holes to ensure that they are small enough to prevent the baby from slipping out but large enough to prevent chafing on the baby's legs. The frame of the carrier should have no pinch points, and should have a padded covering in the area around the baby's face. As long as the carrier that you want to purchase has met all these requirements, you should have no problems with it in the future.
Many parents purchase bassinets or cradles for their babies. The Commission also has a checklist for these pieces of furniture. The base of these items should be wide for stability and the bottom should be sturdy. All the surfaces of the cradle or bassinet should be smooth with no protruding hardware or staples that could injure the child. If the furniture folds, the leg locks must be strong enough to prevent folding while in use. Finally, the mattress in the cradle or bassinet must fit snugly to prevent the baby from sliding in between the mattress and the side. By completing this checklist, you should be able to purchase the safest cradle or bassinet possible.
High chairs are another popular piece of baby furniture. When purchasing a chair, the Commission suggests that you purchase a style that has a waist and crotch strap that are independent of the tray and that the tray locks should also be secure. The agency also suggests that the buckle on the waist strap should be easy to use and the base of the high chair should be wide to ensure its stability. It suggests that you check the caps or plugs on any tubing to make sure that they are firmly attached and that they cannot be removed by a child who can choke on them. Finally, if it is a folding chair, you should make sure that the legs locks are strong enough to prevent the chair from accidently folding up. By ensuring that a high chair meets all these requirements, you should be able to buy one that will last you for years.
These are just a few of the many products the United States Consumer Product Safety Commission has evaluated. Although you may think that their checklists are time-consuming, you should realize that all the recommendations made by the agency were the results of a complaint or an injury sustained because of a particular flaw with the product. By using the agency's guidelines, you can be assured of purchasing the safest items possible for your baby
May the Best Dressed Man Win
Mark Twain once commented that it was the clothes that made a man. On the campaign trail in the United States this is especially true and it was widely considered to be the case with the 2008 elections.
As such, fashion has always played a specific role in politics; for the electoral candidate, the most insignificant fashion faux pas could see them ridiculed for weeks in the media. On the upside, a good fashion sense can play an important part in political success, and getting the right look can stand in your favour in winning over huge numbers of undecided voters.
While John McCain and Barack Obama both typically wore suits and ties for the majority of the season, Obama set himself apart with his modern, yet refreshingly simple look.
So what is the typical Obama look? Although he played with a few different styles throughout the political campaign, the classic look consisted of a single-breasted, dark, two-button worsted wool suit - this was often worn with a white dress shirt and a dynamic red tie.
Occasionally, especially in slightly less formal debates Obama would opt for a blue tie, in addition to removing his jacket and rolling up the sleeves. When contrasted against McCain's formal look, this roll-up your sleeves approach to fashion sent a symbolic, down to earth message that made Obama look like the more dynamic, energetic and vibrant candidate.
Obama's choice of tailors was also important. All of his suits were custom-made through popular Chicago-based tailors - Hartmarx - which was key to highlighting his decision to support American businesses, especially those close to home. Michelle Obama was also very vocal in her choice and promotion of young, American designers.
In reality, Obama's look reflects his hands-on approach to his whole political campaign, which was reflected in his remarkable inauguration speech. Since he is fighting for the average American, Obama uses his image and fashion sense as a way to further communicate his agenda.
Indeed, it is important that voters feel that you are concentrating your efforts on the issues rather than your appearance. In 2004, Senator John Edwards made this mistake thanks to a leaked video which showed him in a weak moment of vanity in front of the mirror. The video is said to have played a major part in his defeat.
What's more, Obama's use of fashion has often been compared to that of John F. Kennedy. Before Kennedy, it was typical for candidates to wear a hat on their inauguration. Once Kennedy broke the mould, men across America stopped wearing hats to work. Therefore, when it comes to winning an election, the choice of men's suit and general fashion choices are clearly important for many varied reasons - overt and subtle.
The Ancient Origins Of The Afghan Hound
This unusual looking dog is rooted in ancient history with Egyptian pharaohs. It is considered an elegant dog, its fur is like silk and the texture is fine. Its tail curls. It is among the sight hounds of the Middle East. That means it hunted by sight. Though it began its life as a breed in the courts of royalty it worked as a hunting dog for nomads for centuries and that is how its capabilities were fully developed. It supplied gazelle and hare for the hungry nomads with the aid of the great falcons. These aggressive birds were trained to plunge down at the prey.
The Afghan hound is quick, nimble, leaps extremely well, and has good endurance. For most of history these dogs were limited to the Afghanistan mountains. They were brought to Britain during the 1800/partners/s by returning army officers. They were brought to the U.S.A in 1926. They were known as Galanday Hound, Barukhzy hounds, Shalgar Hound or Persian greyhounds. There were two kinds of Afghan hounds developed in Afghanistan; one was breed in the north and another in the south and west. Once they reached Britain a new standard was coined for the breed, which depended on the arresting features of a dog named Zardan that Captain Bariff, brought back from India. And this dog was one of the Persian sight hounds. In 1912 a standard for these dogs was written. The breeding of them ceased during World War I.
Some of the dogs were taken to Scotland and they are the Bell-Murray strain, originally inhabiting Baluchistan The were the steppe kind of dog and their fur wasn/partners/t as thick. In 1925 Mrs. Mary Amps sent some of her dogs from the kennel in Kabul. They were from the Ghazni strain; their fur was thicker; they were the mountain kind of sight hound. From this model the current stylized dog was bred in the United States. The dog gathered appeal slowly; people interested in glamor were most attracted.
The Afghan hound became in vogue with show dog trainers and such more quickly. They are popular dogs in conformation showing and lure coursing.
It has never lost its taste for hunting and when outside will tend to run down small animals, though it gets along well with them inside the house. Sometimes it doesn/partners/t obey when called. It is warm-hearted around children, though not as playful as may be desired. It is reserved around strangers. It is an independent dog.
The Afghan hound needs exercise each day outside. Sprinting and walking combined help to fulfill its need for exertion. Excercing it in a space where it can run and leap is better. It needs to be brushed several times each week. The male weighs between 45 to 60 pounds and is 24 to 29-inches tall and then female weighs 50 pounds and is 25-inces tall. Its lifespan is about 12 to 14 years. They are easily affected by stress and sometimes it causes digestive problems. They are prone to allergies and cancer. They are sensitive to anesthesia because of their lower body fat. The Afghan hound has a tendency towards developing chylothorax. It is a rare disease that affects the lungs.
Is Consumer Credit Counseling For You?
You've maxed out your credit cards. You're paying your minimums, but your debt just seems to keep growing. No matter how many ways you try to manage your money, nothing seems to be working. If you find yourself in this financial dilemma, consumer credit counseling may be your ticket to financial freedom.
Unsecured debts are like two edges of the financial sword. On one hand, the creditors cannot seize your property to balance your debt because the debt isn't based on tangible assets. On the other hand, these debts can wreak havoc on your credit. Unsecured debts include debts like credit cards, student loans, medical bills, utility bills, and consolidation loans that are paid according to creditor's terms.
If you are unable to make your payments according to the terms, these creditors will report your delinquencies to the credit bureaus. Each bad report will lower your credit score. As more and more companies base their decisions on these reports, your chances of securing anything from a new car, a house, renting an apartment, and even getting satellite television can be impaired, require large deposits, or be just plain impossible to get.
If you make your payments sporadically to your creditors or cannot meet the payments at all, the creditors may even seek a judgment to obtain payment. Judgments are court orders that allow creditors to garnish your wages, usually 25 percent from each check you receive. When you are already pinching pennies, this additional loss of income can be devastating to not only your budget, but also your life.
Managing Your Debt
Most people have minimal education about managing their money and their debts. There are plenty of resources to help you learn, but unless you have the time to sift through all the different methods and scout out the method that will work best for you, education yourself may seem like an insurmountable task.
You may even have that education and feel well equipped to handle your budgeting, but if you don't have an income to match your debts, all the budgeting knowledge in the world may not be enough. And your debts are still there regardless of your education or your income.
How Consumer Credit Counseling Can Help
Consumer credit counseling can give you the backup you need. Usually, these credit counselors have the expertise that the average citizen doesn't. They've studied the financial world and know how it ticks.
Using their services mean you don't have to tackle your debt dilemmas alone. They have established relationships with major creditors and have studied financial law. Their services assist you in reducing your monthly payments by making new contracts with your creditors. Most will combine all your debts into one monthly payment and then divide that payment among your creditors according to these new agreements.
Many credit-counseling services also include educational articles or classes to help you gain some footing on managing your own debts in the future. Rather than finding yourself in an impossible situation, facing bad marks on your credit reports or possible court judgments, consumer credit counseling can help you regain control of your finances.
They are what they say they are -- Consumer Credit Counseling -- meaning they counsel consumers about their crediting and money management. And they are more than that -- they give you the ability to learn how to manage your debts yourself and handle your current debt situation for you enabling you to start seeing black instead of red in your financial life.
Credit Card Debt Statistics
Do you have any idea just how common credit cards are? Let's take a look at a few statistics from the USA.
The average family carries a balance of between $5,000 and $8,000 on all their credit cards, depending on which figures you believe. Over $1,000 per family goes on interest every year. And that's just the average - some people owe much more! Overall, Americans spend over $1 trillion every year on their credit cards, and owe more than $500 billion of it.
If debt continues at the current rate, then one family in a hundred will be forced into bankruptcy. Over 90% of Americans' disposable incomes are spent paying back debts. Whatever happened to saving?
Debt Costs Everyone Money.
Literally billions of dollars are being used up on expenses that are only created because of the existence of the credit card industry. The weight of the calculations, administration and marketing needed to support the industry is immense - the average American gets at least one credit card offer in the mail every day.
That's before you take into account the burden bankruptcies put on the court system, and the cost to the government of providing subsidized debt counseling. You might also note that consumers with more debt have less to spend - and when money isn't flowing, it hurts the economy. There are very few industries or people that aren't hurt by debt, at least in the long run.
Debt is Much More Common Than It Used To Be.
It's not so long ago that being in even a little debt was considered to be absolutely terrible. When you wanted something, you saved up for it, and bought it once you had enough money. If you had bad credit, you couldn't get a credit card at all. Go back fifty years and consumer debt figures were absurdly low, the same way they are today in most of the non-Western world.
In the West, though, the art of saving seems to be a lost one - almost no-one is saving enough for their retirement, and banks are having to offer ever-higher interest rates to get people to put money anywhere near a savings account. We have an 'I-want-it-now' consumer culture, and we're willing to pay more than we can afford to fund our lifestyles.
Spending Isn't To Blame.
Now that I've said that, don't think that the reason you're in debt is that you haven't spent your money cautiously enough. According to statistics, it is very rare for people to get into debt because they spend their money frivolously. Far more people get buried in debt because they lose their job, or get sick - they take out credit cards to pay for basic expenses, and fall into the interest trap. Their debt spirals out of control from just a few thousand dollars borrowed to pay for essentials.
Most people have a reasonable sense of what they can afford, and won't go out and use credit cards to buy things that they wouldn't usually be able to pay for. The problem is simply a matter of people leaving their balances on credit cards for too long, not realizing just how high the interest really is.
Consumer Reports Summary for the Subaru Impreza
In its early years, the Subaru Impreza started out as a good car that consumers could buy for reasonable price, but with new models coming out almost every year, the Impreza has evolved into one of the most reliable and speedy sedan cars on the market. In fact, by 2008 the Impreza became a Consumer Reports recommended vehicle. And, it is still a pretty affordable purchase. Although the Honda Civic still comes first in sales for sedan cars $20,000 and under, the Impreza has been rated "the most fun to drive" for several years in a row.
Another thing that sets the Impreza apart from its competition is all-wheel drive. With energy going to all of the wheels, the Impreza has been described as a car that sticks to the road like glue and handles corners very well. Combined with short breaking, this makes it a very reliable vehicle. In addition to affordability, safety and all-wheel drive, the Impreza is also fast enough to compete in races. This is one reason why some consumers enjoy driving them so much,
In spite of all the things that consumers like about the Impreza, there are definitely a few drawbacks that repeatedly crop up in consumer reports. For example, gas mileage is not that great. On the highway, the Impreza might get as much as 25-mpg and in the city it might get as much as 19-mpg. In a world with rising gas prices and global warming, 25-mpg is nothing to brag about.
Another common complaint is that the Impreza is ugly. Subaru has made significant efforts to alleviate this problem though and appearance is a pretty subjective quality.
Third, many consumers believe that the back seat is cramped. Subaru has made the interior more spacious over the years, but the cramped complaint still stands. Compared to more fuel-efficient cars, like the smart car, the Impreza feels like a mansion though.
And finally, when the Impreza does need repairs, they can be pretty costly. In fact, in 2003, Subaru had the highest warranty repair costs.
You might not be able to do anything about the gas mileage, the space, and the appearance, but as a consumer, you can lower repair costs by ordering discount Subaru Impreza parts online. If you know the part number searches can be quick and easy, but even general descriptions of a particular part can help you find the replacement part that you need.